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Find the Perfect No Medical Exam Life Insurance for You!

Review Life Insurance Costs Among 25 of Our Partnered Insurers

With more than 25 partner insurers, we compare the best life insurance coverage available to offer you the right product at the best price. Whatever the situation, we find the protection that best suits your needs and your budget.

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Life Insurance That Fits Your Needs

Because you deserve protection that suits your requirement and your wallet.

Logos des assureurs partenaires : Union Vie, Industrielle Alliance, Canada Vie, Forester, Sun Life, Humania, RBC, BMO, et plus.

Are you looking for a simple life insurance solution, without the stress of a medical exam? You are in the right place.

Life insurance without a medical exam is quickly gaining popularity. For what ? Because it offers quick and easy coverage, without the hassle of going through a traditional medical exam.

One of the main advantages of life insurance without a medical exam is its simplicity and accessibility. You don’t need to undergo a series of tedious health tests that can be stressful.

Additionally, the speed of the process is another major advantage. You can get coverage almost immediately, which can be crucial if you need life insurance in a short period of time.

Diversity of Needs, Diversity of Protections.

Whole life insurance

Lifetime warranty

Permanent life insurance provides lifetime protection that doesn’t end until you pay your premiums. This insurance also provides the ability to save, increasing cash value over time. It’s an ideal choice if you’re looking to leave a legacy for your loved ones or to ensure the payment of ongoing costs such as taxes and inheritance fees.

Term life insurance

Between 10 and 40 years term

Term life insurance, on the other hand, provides protection for a set period (eg, 10, 20, 30 years). It is often chosen to cover temporary needs such as the repayment of a loan or the financial protection of children until they are independent. It’s an affordable solution offering substantial coverage for a lower cost.

Logo d'Industrielle Alliance, compagnie d'assurance vie basée à Québec, Canada

Industrielle Alliance

Founded in 1892 and based in Quebec, Canada.

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Logo de la compagnie d'assurance Canada Vie

Canada Life

Founded in 1847 and based in Winnipeg, Manitoba.

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Logo de la compagnie d'assurance Sun Life

Sun Life

Founded in 1865 and based in Toronto, Ontario.

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Logo de la Banque de Montréal (BMO), banque canadienne basée à Montréal, Québec, Canada pour la comparaison d'assurance vie

Bank of Montreal

Founded in 1817 and based in Montreal, Quebec.

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Logo de la compagnie d'assurance Manuvie


Founded in 1887 and based in Toronto, Ontario.

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Logo de la Banque Royale du Canada (RBC)

Royal Bank

Founded in 1864 and based in Toronto, Ontario.

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No need to spend hours on the phone or do housework before an insurance agent visits, our modern process takes the hassle out of you and requires no in-home meeting. Cut to the chase and simply get the best protections at the best prices.

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With life insurance, you protect your loved ones if something happens to you.

Because the Future cannot be improvised.

Imagine for a moment your existence… your spouse, your children who are everything to you, your parents, your brothers and sisters. These precious joys of life could be threatened by the financial impact of an unexpected death.

Life insurance is your bulwark, the guarantee of the future of those you love. It protects against the disastrous consequences of loss of income, reduction of resources, children’s school fees or funeral costs.

Equip yourself with this essential protection. Life insurance is an invaluable investment for the well-being of your family. The peace of mind it offers is invaluable: in the event of tragedy, it ensures the maintenance of the standard of living of your loved ones.

The benefits of a life insurance policy go far beyond financial protection. It is also a robust tool for planning your wealth. By designating a beneficiary, you facilitate a smooth transmission of cash that will allow your loved ones to limit the financial impact of a death.

Life insurance is more than just financial coverage. It is a powerful lever for the management of your inheritance. By naming a beneficiary, you ensure a smooth flow of cash. By doing so, you help your loved ones minimize the unexpected financial consequences of a death. Opting for life insurance means planning for the future of those you love.

what people say

Francis Roy
Francis Roy@francis.bouchard
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Eric went beyond my expectations. The service was quick and he was able to use all the information I gave him to offer me tailored insurance. thanks again
Mireille Bouchard
Mireille Bouchard@mireille.bouchard
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Great experience and advisors attentive to my needs.
Yassine Mehdi
Yassine Mehdi@yassinemehdi
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I just wanted to leave a review to say how impressed I was with the experience I had with your company. Everyone was so professional and helpful, and I was really happy with the product or service I received. I highly recommend your company to anyone looking for a quality experience. Thanks again for your excellent work!
Stéphanie Langevin​
Stéphanie Langevin​@niniisouris78
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I was very satisfied with my experience with this company! The price was unbeatable and I managed to save money. I recommend without hesitation!
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I thought I was uninsurable because I had trouble getting insurance before. I learned that several companies could offer me very good fonts at good prices!
Jean Francois
Jean Francois@jean.francois
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Thanks again and I will do business with you in the future


Foire aux questions

Insurance without a medical examination is insurance without a standard medical questionnaire at the time of the insurability test. Upon receipt of your request, you are therefore accepted for this insurance (possibility of delay before the insurance is in force).

If your state of health does not allow you to be insured for other types of protection, insurance without a medical examination is the solution you need. There are still a few questions that will be asked, but the usual health questionnaire that other insurance companies ask will not be included!

You should consider insurance without a medical exam if you are in one of the following situations:

  1. You are currently or have been faced with a serious illness such as diabetes, cancer, heart attack or other;
  2. Due to your state of health, you are difficult to insure or have been refused insurance in the past;
  3. You don’t like the idea of medical exams and blood tests;
  4. You don’t want to answer questions about your criminal past;
  5. You want to subscribe to hassle-free insurance;

Yes, most people are eligible for life insurance without a medical exam. This is because this type of insurance is designed to provide coverage to a wide range of individuals, including those who may have pre-existing health conditions. However, it is important to note that certain conditions may apply, and policy terms may vary depending on factors such as your age or medical history. We recommend that you contact us directly to discuss your specific needs and obtain a personalized quote.

The coverage and length of term you should get will always depend on your specific needs. There is no single answer – one family’s needs will be different from another’s. There are, however, a few rules that can help you determine how much coverage to get and for how many years. To find out the amount of insurance that suits your situation, you can ask to speak to an advisor via our contact centre.